Peachtree City Police Department

Client Landing

Benefits Basics

No Census Available

Term Life

Whole Life

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Copy and Paste company name above into Employer field on first page.

Rate Table\
Cash Value info\
CinFin Underwriting Handbook

People

We will use ROP T20 and WL rates with Waiver of Premium & Accidental Death Benefit and Children’s Term Rider if desired (see attached)

  1. ROP T20 min face is $25k, and can be purchased at $50k, $75k, and $100k up to their age-specific GI limit…page 1-4 has highlighted plan design rates

  2. WL 100 min face is $5k, and can be purchased up to $100k s/t age-specific GI limit…pages 13-16 has highlighted plan design rates

Highlights

CinFin offers three comprehensive options:

"IF”: Term Life insurance provides guaranteed protection for a specified time period and pays a benefit if you die in this period of time.

“WHEN” Whole life insurance is permanent life insurance and costs more than term because the policy is designed to cover you for your whole life.

”THEN”ー Return on Premium life insurance with a money-back guarantee after the 20 years.

Employee Guarantee – any combination of WL/Term/Term ROP.

Ages 18 – 50 = $100,000 / Ages 51 – 60 = $75,000/ Ages 61 – 70 = $25,000

Spouse Guarantee Must work outside the home 20 hours or more per week

Ages 18 – 60 = $15,000 WL Products Only / Ages 18 – 60 = $25,000 WL/Term/Term ROP with stipulation that employee purchased on self. Non Working Spouse can purchase

Ages 61 – 70 = Simplified Issue

Dependent Children Guarantee

Ages 15 days – 17 years = $10,000 WL Products Only

Ages 18-25 = $10,000 WL Products or $25,000 of Term/Term ROP.**

**Choose one of these options for Guaranteed Issue

Must be Full-time Students, unmarried, and not in the military.

Grandchildren

Ages 15 days -18 years = Simplified Issue Whole Life Products Only