Internal Guidelines
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Witchey" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
PSIVet-Payroll Deduction with no employer contribution
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 8/1/21
First bi-weekly payroll deduction date: 8/13/21
PSIVet-Payroll Deduction with no employer contribution
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 8/1/21
First bi-weekly payroll deduction date: 8/13/21
Management Recruiters (MRI)
Enroll in Harmony under Mgmt Recruiters Int'l
Colonial Life – Accident, DI, HI, CI and Life (ACH via Piedmont in Harmony when it's an ACH case)
Options Plus MEC – (ACH via Ameriworks – when it's an ACH case)
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – MRINET Broker Code – JMNJ9090
BenAdvance Reference Based Products: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
\
Pricing for Reference based products: https://drive.google.com/file/d/15EXOm2pggTnIh8EXi8v57KxyIPjFj1V9/view?usp=sharing
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
PSIVet
Enroll in BMP-this is self pay/ACH
5 Star: Life, HI, and Accident
Vault Medical
PSIVet
Enroll in BMP-this is self pay/ACH
5 Star: Life, HI, and Accident
Vault Medical
PSIVet
Enroll in BMP-this is self pay/ACH
5 Star: Life, HI, and Accident
Vault Medical
Enroll in Gen Pro-put "03SHARQ" in the case code
Payroll with Employer Contribution of 50% of MEC + HI employee only ($110/month)
American National – Accident, DI, HI, CI and Life
Options Plus MEC
Do not offer BenAdvance
Paid weekly on Fridays
Initial Effective Date: August 1, 2021, First Payroll Deduction Date: 8/6/21
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "MKKCC" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "RMK" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet-payroll with employer contribution of 50% of basic MEC ($81/month) for employee only and 50% of preventive dental/vision ($14.39/month) for employee only
Enroll in GenPro-use "MFDOLCE" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: August 1, 2021
First Payroll Deduction Date: August 2, 2021
Marsh Fleet-payroll with employer contribution of 50% of any MEC plan for employee only and 50% of any dental/vision plan for employee only
Enroll in GenPro-use "MFONKORE" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: August 1, 2021
First Payroll Deduction Date: August 6, 2021
PSIVet
Enroll in BMP-this is self pay/ACH
5 Star: Life, HI, and Accident
Vault Medical
PSIVet
Enroll in BMP-this is self pay/ACH
5 Star: Life, HI, and Accident
Vault Medical
Marsh Fleet: Payroll with Employer Contribution of 40% of MEC (either plan) for employee only coverage
Enroll in GenPro-use "MFMACERI" for OP Case Code
Options Plus MEC
Delta Dental with Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: July 1, 2021
First Payroll Deduction Date: July 2, 2021
ECMC program, encourage all participants to use the entire reserve.
2 companies, Greenwich Payment Solutions, and Borrelli Partners Insurance Agency. Both are In the insurance business.
American National-enroll in GenPro – put "Borrelli" in case code
Semi-monthly payroll 15th and last of the month. The first Payroll deduction is the 15th of the month following enrollment.
American National HI, DI, CI, Acc, Life
PLEASE CONFIRM SSN DOH OCCUPATION AND SALARY IN GENPRO
ECMC benefits Reserve per Employee:
ECMD tax-saving program here:
https://docs.google.com/presentation/d/10sKLVIHqwzLGbQ7i4D3pq0qQjDXBvZiql-gMO_VMX8U/edit?usp=sharing
Video to explain the plan:
ECMD Commitment form sent to EE to be signed:
https://drive.google.com/file/d/1aIpJl4niaK4YGuvsK31491_v5968-P3f/view?usp=sharing
PSIVet
Enroll in BMP-this is self pay/ACH
5 Star: Life, HI, and Accident
Vault Medical
Initial Effective Date: August 1, 2021, first ACH draft in August.
Marsh Fleet
Enroll in GenPro-use "MFFLEA" for OP Case Code
Payroll with employer contribution—the employer is paying 15% of MEC premium but there won't be a payroll deduction…he works the payment out with the employee.
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: July 1, 2021, Paid Weekly-first payroll deduction date=July 2, 2021
PSIVet-Payroll Deduction with employer contribution of 50% of employee only Basic Plus Medical coverage for employees – 100% of employee only Basic Plus Medical coverage for the doctors (Hooper and Fagan)
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 8/1/21
First bi-weekly payroll deduction date: 8/13/21 for employees
First semi-monthly payroll deduction for doctors: August 1, 2021
PSIVet-Payroll Deduction with employer contribution of 50% of employee only Basic Plus Medical coverage for employees – 100% of employee only Basic Plus Medical coverage for the doctors (Torres, Jernigan, Rice)
Larry Rose is a doctor (owner of the Rose Companies conglomerate): employer will pay 100% for not only him but also his family for healthcare, accident and hospital indemnity insurance. He also gets paid biweekly-there will not be a payroll deduction for him unless he enrolls in life insurance.
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 8/1/21
First bi-weekly payroll deduction date: 8/13/21 for employees
First semi-monthly payroll deduction for doctors: August 1, 2021
PSIVet-Payroll Deduction with employer contribution of 50% of employee only Basic Plus Medical coverage for employees – 100% of employee only Basic Plus Medical coverage for the doctors (Harmon)
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 8/1/21
First bi-weekly payroll deduction date: 8/13/21 for employees
First semi-monthly payroll deduction for doctors: August 1, 2021
PSIVet-Payroll Deduction with employer contribution of 50% of employee only Basic Plus Medical coverage for employees – 100% of employee only Basic Plus Medical coverage for the doctors (Brown and Fry)
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 8/1/21
First bi-weekly payroll deduction date: 8/13/21 for employees
First semi-monthly payroll deduction for doctors: August 1, 2021
PSIVet-Payroll Deduction with employer contribution of 50% of employee only Basic Plus Medical coverage
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 8/1/21
First bi-weekly payroll deduction date: 8/13/21
PSIVet-Payroll Deduction with employer contribution of 50% of employee only Basic Plus Medical coverage
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 8/1/21
First bi-weekly payroll deduction date: 8/13/21
PSIVet-Payroll Deduction with employer contribution of 50% of employee only Basic Plus Medical coverage
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 8/1/21
First bi-weekly payroll deduction date: 8/13/21
PSIVet-Payroll Deduction with employer contribution of 50% of employee only Basic Plus Medical coverage
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 8/1/21
First bi-weekly payroll deduction date: 8/13/21
PSIVet-Payroll Deduction with employer contribution of 50% of employee only Basic Plus Medical coverage
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 8/1/21
First bi-weekly payroll deduction date: 8/6/21
Cincinnati Life is the only carrier we are enrolling. They do have Colonial Life but we do not enroll that for this client.
Payroll Deduction: 26 (Bi-weekly) pay please quote on Bi-Weekly. First Deduction date is 8/5/22, CONTRACT DATE IS 9-1-22
Term Life
Whole Life
EasySend Production Application Link
Copy and Paste company name above into Employer field on first page.
Monthly/SemiMonthly Rate table
Rate Table\
Cash Value info\
CinFin Underwriting Handbook
People
White Collar – Logistics (Import Export Company)
Buying some form of permanent coverage, even in smaller amounts will serve ees needs for the long term
We will use ROP T20 and WL rates with Waiver of Premium & Accidental Death Benefit and Children’s Term Rider if desired (see attached)
ROP T20 min face is $25k, and can be purchased at $50k, $75k, and $100k up to their age-specific GI limit…page 1-4 has highlighted plan design rates
WL 100 min face is $5k, and can be purchased up to $100k s/t age-specific GI limit…pages 13-16 has highlighted plan design rates
CinFin offers three comprehensive options:
"IF”: Term Life insurance provides guaranteed protection for a specified time period and pays a benefit if you die in this period of time.
“WHEN” Whole life insurance is permanent life insurance and costs more than term because the policy is designed to cover you for your whole life.
”THEN”ー Return on Premium life insurance with a money-back guarantee after the 20 years.
Employee Guarantee – any combination of WL/Term/Term ROP.
Ages 18 – 50 = $100,000 / Ages 51 – 60 = $75,000/ Ages 61 – 70 = $25,000
Spouse Guarantee Must work outside the home 20 hours or more per week
Ages 18 – 60 = $15,000 WL Products Only / Ages 18 – 60 = $25,000 WL/Term/Term ROP with stipulation that employee purchased on self. Non Working Spouse can purchase
Ages 61 – 70 = Simplified Issue
Dependent Children Guarantee
Ages 15 days – 17 years = $10,000 WL Products Only
Ages 18-25 = $10,000 WL Products or $25,000 of Term/Term ROP.**
**Choose one of these options for Guaranteed Issue
Must be Full-time Students, unmarried, and not in the military.
Grandchildren
Ages 15 days -18 years = Simplified Issue Whole Life Products Only
Could also be named "The Academy" but in Harmony, it is NY Academy of Trial Lawyers
NO CENSUS so please manually add policy holder into system
Colonial – Accident, DI, HI, CI and Term Life – ACH via Piedmont
Enroll in Harmony
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPNY98 Broker Code – CNNY7771
ACH taken in Premier enroll for medical
Dental and vision by MET LIFE ACH taken in Premier enroll
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
First enrollment deduction is the 25th of the first month and the 1st of the month thereafter
PSIVet
Enroll in BMP-this is self pay/ACH
5 Star: Life, HI, and Accident
Vault Medical
Initial Effective Date: August 1, 2021, first ACH draft in August.
CASE NAME in GEN PRO: Truckers Affiliate
American National – Accident, DI, HI, CI and Life – ACH – via Ameriworks
Options Plus MEC – ACH – via Ameriworks
\
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPLO52 Broker Code – JGNY9999
BenAdvance Reference Based Products: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
\
Pricing for Reference-based products: https://drive.google.com/file/d/15EXOm2pggTnIh8EXi8v57KxyIPjFj1V9/view?usp=sharing
Could also be named "The Academy" but in Harmony, it is NY Academy of Trial Lawyers
NO CENSUS so please manually add policy holder into system
Colonial – Accident, DI, HI, CI and Term Life – ACH via Piedmont
Enroll in Harmony
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPNY98 Broker Code – CNNY7771
ACH taken in Premier enroll for medical
Dental and vision by MET LIFE ACH taken in Premier enroll
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
Marsh Fleet
Enroll in GenPro-use "MFAUGUST" for OP Case Code
Payroll with employer contribution: $110.89 toward MEC + HI for employee, $23.90 toward Comprehensive Dental/Vision for employee
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Accident, Life
Initial Effective Date: July 1, 2021, First Payroll Deduction: July 2, 2021
Could also be named "The Academy" but in Harmony, it is NY Academy of Trial Lawyers
NO CENSUS so please manually add policy holder into system
Colonial – Accident, DI, HI, CI and Term Life – ACH via Piedmont
Enroll in Harmony
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPNY98 Broker Code – CNNY7771
ACH taken in Premier enroll for medical
Dental and vision by MET LIFE ACH taken in Premier enroll
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
First enrollment deduction is the 25th of the first month and the 1st of the month thereafter
American National Enrolled in GenPro – PAYROLL DEDUCTION-EMPLOYER IS PAYING 100% OF EMPLOYEE ONLY ACCIDENT COVERAGE
Accident, DI, CI, HI, Term Life
Medical Plan offered by EASE –
Enrollment link – https://americanadvantagesavings.com/novus-glass
IF GERALD PENAFLOR ENROLLS IN MEDICAL, SET UP PAYMENT VIA HIS PERSONAL ACH.
Payment by CC or ACH available ONLY OFFER THE 4 MEDICAL PLANS AND THE DENTAL
THIS IS A FAMILY BUSINESS
Colonial – Accident, DI, HI, CI, and Life-ACH through Piedmont Pays-USE EMPLOYEE PERSONAL BANK ACCOUNT INFORMATION
\
Enroll in Harmony for Colonial products (Accident, DI, HI, CI, and whole life) and Options Plus MEC, Dental/Vision
Options Plus MEC and Dental/Vision – ACH through Ameriworks-USE EMPLOYER BANK ACCOUNT INFORMATION
EMPLOYER IS PAYING FOR CIGNA SILVER 3000
BenAdvance Reference Based Products: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
\
Pricing for Reference based products: https://drive.google.com/file/d/15EXOm2pggTnIh8EXi8v57KxyIPjFj1V9/view?usp=sharing-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
PREMIUMS FOR MEDICAL AND DENTAL WILL BE PAID VIA ACH ON THE COMPANY BANK ACCOUNT-GET BANK ACCOUNT INFORMATION FOR ALL EMPLOYEES WHO ENROLL FROM MARIJANE AT 318-376-4685.
Management Recruiters International Network – MRI
Enroll in Harmony
Colonial Life – Accident, DI, HI, CI and Life-ACH via Piedmont
DO NOT OFFER ANY MEDICAL COVERAGES
PSIVet
Enroll in BMP-this is self pay/ACH
5 Star: Life, HI, and Accident
Vault Medical
EMPLOYER TERMINATED THE PLAN EFFECTIVE NOVEMBER 1, 2021. DO NOT TAKE ANY ENROLLMENTS AFTER THAT DATE. IF THE EMPLOYEE HAS QUESTIONS, REFER THEM TO IGOR, THE OWNER.
Benefit Basics
Falcon – Genesis Pro – Payroll Deduction with employer contribution: $162/month for MEC
Use "MFIGOR" for OP Case Code
MEC: Options Plus
Delta Dental with VSP Vision
Term Life: American National
Hospital Indemnity: American National
Critical Illness: American National
Disability: American National
Accident: American National
Initial Effective Date: July 1, 2021
Paid Weekly on Fridays, First Payroll Deduction Date: July 2, 2021
Benefit Basics
Falcon – Genesis Pro – Payroll Deduction with Employer contribution of $110.89/month toward MEC and $23.90 toward Dental/Vision-Use "MFCOSTA" for OP Case Code
MEC: Options Plus
Delta Dental with VSP Vision
Term Life: American National
Hospital Indemnity: American National
Critical Illness: American National
Disability: American National
Accident: American National
Initial Effective Date: July 1, 2021
Paid bi-weekly, first payroll deduction date is July 6, 2021
ECMC program, encourage all participants to use entire reserve.
American National-enroll in GenPro – put "KENRICH" in case code
Cincinnati Life
Cin Fin App: https://bnfts.us/KennedyRichterConstruction-cinfinapp-SC
Enrollment June 21, 2021 – July 2, 2021
First Payroll deduction date Aug 5th weekly, Aug 12 biweekly
Contract Date September 1, 2021
American National HI, DI, CI, Acc
PLEASE CONFIRM SSN DOH OCCUPATION AND SALARY IN GENPRO
ECMC benefits Reserve per Employee: https://drive.google.com/file/d/1OBW5HxExXpSM384DeTDXbPAP5cttvydi/view?usp=sharing
ECMD tax-saving program here:
https://docs.google.com/presentation/d/10sKLVIHqwzLGbQ7i4D3pq0qQjDXBvZiql-gMO_VMX8U/edit?usp=sharing
Video to explain the plan:
ECMD Commitment form sent to EE to be signed:
https://drive.google.com/file/d/1aIpJl4niaK4YGuvsK31491_v5968-P3f/view?usp=sharing
Cincinnati Life – Whole, Term 20, Term ROP
PLEASE FILL OUT THE FORM CLI 6155 DISCLOSURE STATEMENT FOR THE STATE OF PA IN THE APPLICATION
Underwriting Here
The effective date is the day they sign the application.
Enrollment June 21st, 2021 – July 2nd, 2021
Payroll Bi weekly on Fridays
First Payroll deduction date July 9th, 2021
Contract Date August 1st, 2021
ECMD Client Reserves Here
Pre-Package amounts calculated
\
ECMD Commitment form to be signed by EACH Employee enrolled or waived.
Health and Wealth program details
American National offered via Gen Pro – use "DEITER" for case code
PLEASE CONFIRM SSN DOH OCCUPATION AND SALARY IN GENPRO
Accident, DI, CI, FlexCare
American National Effective date payroll deduction date
CAIPA: MEC Premiums paid via ACH via Ameriworks
Enroll using Harmony under CAIPA. Put "Wai Lap" in Occupation in employee record.
Options Plus MEC-only product being offered to this group-no voluntary
CASE NAME in GEN PRO: Truckers Affiliate
American National – Accident, DI, HI, CI and Life – ACH – via Ameriworks
Options Plus MEC – ACH – via Ameriworks
\
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPLO52 Broker Code – JGNY9999
BenAdvance Reference Based Products: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
\
Pricing for Reference-based products: https://drive.google.com/file/d/15EXOm2pggTnIh8EXi8v57KxyIPjFj1V9/view?usp=sharing
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
CASE NAME in GEN PRO: Put "03AMERIWOR" in OP Case Name
American National – Accident, DI, HI, CI and Life – ACH – via Ameriworks
Options Plus MEC – ACH – via Ameriworks
Options Plus Dental/Vision – ACH -via Ameriworks
\
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPLO52 Broker Code – JGNY9999
BenAdvance Reference Based Products: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
\
Pricing for Reference-based products: https://drive.google.com/file/d/15EXOm2pggTnIh8EXi8v57KxyIPjFj1V9/view?usp=sharing
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
American National Enrolled in GenPro – Use Ameriworks for American National ACH and the sheet for Options Plus ACH
Accident, DI, CI, HI, Term Life
Options Plus MEC and dental with vision.
Could also be named "The Academy" but in Harmony, it is NY Academy of Trial Lawyers
NO CENSUS so please manually add policy holder into system
Colonial – Accident, DI, HI, CI and Term Life – ACH via Piedmont
Enroll in Harmony
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPNY98 Broker Code – CNNY7771
ACH taken in Premier enroll for medical
Dental and vision by MET LIFE ACH taken in Premier enroll
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
First enrollment deduction is the 25th of the first month and the 1st of the month thereafter
Could also be named "The Academy" but in Harmony, it is NY Academy of Trial Lawyers
NO CENSUS so please manually add policy holder into system
Colonial – Accident, DI, HI, CI and Term Life – ACH via Piedmont
Enroll in Harmony
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPNY98 Broker Code – CNNY7771
ACH taken in Premier enroll for medical
Dental and vision by MET LIFE ACH taken in Premier enroll
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
First enrollment deduction is the 25th of the first month and the 1st of the month thereafter
Could also be named "The Academy" but in Harmony, it is NY Academy of Trial Lawyers
NO CENSUS so please manually add policy holder into system
Colonial – Accident, DI, HI, CI and Term Life – ACH via Piedmont
Enroll in Harmony
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPNY98 Broker Code – CNNY7771
ACH taken in Premier enroll for medical
Dental and vision by MET LIFE ACH taken in Premier enroll
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
First enrollment deduction is the 25th of the first month and the 1st of the month thereafter
PSIVet
Enroll in BMP-this is self pay/ACH
5 Star: Life, HI, and Accident
Vault Medical
Marsh Fleet-payroll with employer contribution of up to $150/month for MEC coverage
Enroll in GenPro-use "MFBLUEGR" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: July 1, 2021
First Payroll Deduction Date: July 2, 2021
EMPLOYER CANCELLED PROGRAM JANUARY 1, 2022
Marsh Fleet-payroll with employer contribution of up to $81/month for MEC coverage
Enroll in GenPro-use "MFFINRIN" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: July 1, 2021
First Payroll Deduction Date: July 2, 2021
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Poly" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Flying Eagle" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Dependable" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet-Payroll Deduction with employer contribution of $100/month toward MEC coverage
Enroll in GenPro -Put "MFEAGLE" in OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective date: July 1, 2021, First Payroll Deduction Date: July 2. 2021
Marsh Fleet
Enroll in GenPro-use "MFB78" for OP Case Code (no spaces)
Payroll Deduction with employer contribution-Employer will pay $45.62/month toward dental/vision coverage and half of the MEC coverage
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Accident, Life
Initial Effective Date: July 1, 2021
First Payroll Deduction Date: July 1, 2021
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "T Chrisman" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
$75 PER EMPLOYEE PER MONTH for MEC coverage except of the 2 shareholders that will have $150/month toward MEC benefits paid by the business.
EMANUEL V CERVANTES / 323-963-0793 / EMACVER@GMAIL.COM ($150/month toward MEC benefits will be paid by business)
ANTONIO VERGARA / 323-470-2453 / VERGARA8064@GMAIL.COM ($150/month toward MEC benefits will be paid by business)
MARITZA MIRANDA / 760-698-6242 / MARITZA21.MM@GMAIL.COM
NAZARIO HERNANDEZ / 323-691-9170 / NAZARIOHR13@GMAIL.COM
GERARDO JACOME / 323-681-1970 / GERARDO85J@YAHOO.COM
SAHIT LOPEZ / 323-707-4519 / LOPEZSAHIT79@GMAIL.COM
JAIRO CANTOR / 310-413-6977 / JAIROCANTOR21@GMAIL.COM
Falcon – Genesis Pro – Payroll Deduction with Employer Contribution-use "MFDERAS" for OP Case Code
MEC: Options Plus
Delta Dental with VSP Vision
Term Life: American National
Hospital Indemnity: American National
Critical Illness: American National
Disability: American National
Accident: American National
Initial Effective Date: July 1, 2021
First Payroll Deduction Date: July 2, 2021
CASE TERMINATED JANUARY 1, 2022.
Marsh Fleet
Enroll in GenPro-use "MFSEAGRD"" for OP Case Code (no spaces)
Employer is paying 100% of MEC (Choice or Choice with HI) and dental/vision (preventive or comprehensive) premiums for employees and any dependents-there won't be a payroll deduction for these coverages-use payroll mode of Monthly
American National Voluntary Benefits will be paid via ACH by the employees through Ameriworks-collect bank account information
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Accident, Life
Initial Effective Date: July 1, 2021
EASE Link: \
www.1enrollment.com/JAASSOCIATES
Marsh Fleet
Enroll in GenPro under Halls Helping Hands 2022-use "MFHALLS" for OP Case Code
Payroll with employer contribution-will pay 100% of Choice with HI MEC ($221.78/month) and Comprehensive Dental (47.80/month) for employee only
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: July 1, 2021, Paid Weekly-first payroll deduction date=July 2, 2021
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Mobie" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Colonial – Accident, DI, HI, CI and Life – ACH-Piedmont
Enroll in Harmony under Hudson Valley
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPHU53 Broker Code – CNNY7771
ACH taken in Premier enroll for medical
Dental and vision by MET LIFE ACH taken in Premier enroll
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
First enrollment deduction is the 25th of the first month and the 1st of the month thereafter
CASE NAME in GEN PRO: National Association of Home Builders
American National – Accident, DI, HI, CI and Life – ACH – via Ameriworks
Options Plus MEC – ACH – via Ameriworks
Options Plus Dental/Vision – ACH – via Ameriworks
Put "2KTEM" in the occupation field
Put "AMERIWOR" in the OP Case Code field
\
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPLO52 Broker Code – JGNY9999
BenAdvance Reference Based Products: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
\
Pricing for Reference-based products: https://drive.google.com/file/d/15EXOm2pggTnIh8EXi8v57KxyIPjFj1V9/view?usp=sharing
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "ZDA" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "JJ Trans" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "PDT" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet
Enroll in GenPro-use "MFGRTNOR" for OP Case Code
Payroll with employer contribution-$50/month toward any benefits BUT DO NOT OFFER MEC-THEY ALREADY HAVE A MEDICAL PLAN IN PLACE
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: July 1. 2021, Paid Weekly-first payroll deduction date=July 2, 2021
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "OST" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet
Enroll in GenPro-use "MFNTRADE" for OP Case Code
Payroll with no employer contribution
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Company terminated all plans effective June 1, 2022. Do not enroll anyone.
Marsh Fleet
Enroll in GenPro-use "MFBAXMAN" for OP Case Code
Payroll with employer contribution-employer will pay $162/month toward MEC coverage
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Marsh Fleet
Enroll in GenPro under DTS-2022 -use "MFDTSVEN" for OP Case Code
Payroll with employer contribution-Employer will pay up to $150/month for medical and/or dental with vision
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Marsh Fleet
Enroll in GenPro-use "MFSNALOG" for OP Case Code
Payroll with no employer contribution as of January 1, 2022
VOLUNTARY BENEFITS PREMIUMS NEED TO BE SET UP IN AMERIWORKS AS THEY WILL BE PAID VIA ACH
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Salim Aziz: if he enrolls in the Dental with Vision-set him up under Marsh ACH and enter his bank information in Ameriworks. put "AMERIWOR" in OP Case code and "SNA" in the occupation field.
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Absolute" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet
Enroll in GenPro under ThinkSnappy 2022-use "MFSNAPPY" for OP Case Code
Payroll with no employer contribution
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Blue Saint" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
MOVED TO ACH 010122. ENROLL UNDER MARSH ACH 2021 2022 AND COLLECT AMERIWORKS INFORMATION.
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Springfield" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
American National Enrolled in GenPro – Use Ameriworks for ACH
Accident, DI, CI, HI, Term Life
MEC with Options plus ACH Information enrolled in Gen pro – ACH should be entered here and this added to Kustomer
Dental and Vision with Options plus enroll in Gen Pro – ACH Information should be entered here and added to Kustomer
NTCA-ACH
Colonial – Accident, DI, HI, CI, Dental, and Life (ACH through Piedmont Pays)
Options Plus MEC- ACH – via Ameriworks\
Enroll in Harmony for Colonial and Options Plus MEC-under National Tile Contractors
BenAdvance Reference Based Products: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
\
Pricing for Reference based products: https://drive.google.com/file/d/15EXOm2pggTnIh8EXi8v57KxyIPjFj1V9/view?usp=sharing-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
Marsh Fleet: Payroll with No Employer contribution
Enroll in GenPro under Marsh/Big Prairie Ventures 2022-use "MFBIGPR" in the OP Case Code field
Options Plus MEC
Delta Dental with Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: June 1. 2021
Paid Weekly-First Payroll Deduction Date: June 4, 2021
PSIVet: Payroll with Employer Contribution of $100/month toward any benefits
Enroll in BMP
Five Star: Accident, HI, and Life
Vault: MEC
Employees paid weekly on Fridays-First Payroll Deduction=June 4, 2021
Initial Effective Date: June 1,. 2021
Marsh Fleet: Payroll with NO Employer Contribution
Enroll in GenPro-use "MFMPARK" for OP Case Code
Options Plus MEC
Delta Dental with Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: June 1, 2021
First Payroll Deduction Date: June 7, 2021 (paid weekly on Mondays)
Fallon Murray and Mylon Cash: Please enroll them in Marsh/ACH and put premiums through Ameriworks as they will pay any premiums via ACH-Use "AMERIWOR" for the OP Case Code
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "T&S" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet: Payroll with Employer Contribution: $81/month toward MEC and $14.39/month toward Dental/Vision
Enroll in GenPro: Use "MFSHARP" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: June 1. 2021
First Payroll Deduction Date: June 4, 2021
Marsh Fleet-Payroll with NO employer contribution
Enroll in GenPro-use "MFIMPACT" for OP Case Code
Options Plus: MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: June 1, 2021
First Payroll Deduction Date: June 4, 2021
North American Trailer Dealer Association
Enrollment in GenPro system https://genpro.americannational.com/
American National – Accident, DI, HI, CI and Life (if ACH – via Ameriworks)
Options Plus MEC, Dental, and Vision – if ACH – via Ameriworks
Collect bank account information in Ameriworks for VB and on the sheet for OP
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Bovee" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Enrollment in GenPro system https://genpro.americannational.com/
Put "07AMERIW" in case code
American National – Accident, DI, HI, CI and Life (ACH – via Ameriworks)
Options Plus MEC, Dental, and Vision – ACH – via Ameriworks
Colonial Life enrollment in Harmony – Accident, HI, CI – NO DI – NJ state DI is what they have.
Cincinnati Life – Application Link
Payroll Deduction – Bi-Weekly
Term Life 10, 20, 20 ROP (return of premium)
Whole Life to 100, to 65
First Deduction date will be 7/9
Cin Fin Contract date 8/1/21
Eligibility is 20+ hours – 30 days on the day
Link in Harmony to elect coverage
BENEFIT PERCENTAGE: 60%
MAXIMUM MONTHLY BENEFIT: $6,000
MINIMUM MONTHLY BENEFIT: $100
Long-Term Disability Benefits for PRE-EXISTING CONDITIONS will be subject to the Pre-Existing
Condition Exclusion on the Exclusion page.
The Maximum Monthly Benefit will not exceed the Benefit Percentage times Basic Monthly Earnings.
ELIMINATION PERIOD: 180 calendar days of Disability caused by the same or a related Sickness or Injury,
which must be accumulated within a 360 calendar day period.
MAXIMUM BENEFIT PERIOD: (For Sickness, Injury or Pre-Existing Conditions): The Insured Employee’s
Social Security Normal Retirement Age, or the Maximum Benefit Period shown below (whichever is later).
https://enroll.ablepayhealth.com/apply
CinFin offers three comprehensive options:
"IF”: Term Life insurance provides guaranteed protection for a specified time period and pays a benefit if you die in this period of time.
“WHEN” Whole life insurance is permanent life insurance and costs more than term because the policy is designed to cover you for your whole life.
”THEN”ー Return on Premium life insurance with a money-back guarantee after the 20 years.
Employee Guarantee – any combination of WL/Term/Term ROP (up to age 50 Only)
Ages 18 – 50 = $100,000 / Ages 51 – 60 = $75,000/ Ages 61 – 70 = $25,000
Spouse Guarantee Must work outside the home 20 hours or more per week
Ages 18 – 60 = $15,000 WL Products Only / Ages 18 – 60 = $25,000 WL/Term/Term ROP with stipulation that employee purchased on self. Non Working Spouse can purchase
Ages 61 – 70 = Simplified Issue
Dependent Children Guarantee
Ages 15 days – 17 years = $10,000 WL Products Only
Ages 18-25 = $10,000 WL Products or $25,000 of Term/Term ROP.**
**Choose one of these options for Guaranteed Issue
Must be Full-time Students, unmarried, and not in the military.
Grandchildren
Ages 15 days -18 years = Simplified Issue Whole Life Products Only
Cincinnati Life is the only carrier
ACH – Bank draft NO PAYROLL
Term Life 10, 20, 20 ROP (return of premium)
Whole Life to 100, to 65
Rate Table\
Cash Value info\
CinFin Underwriting Handbook
First Deduction date: July 1, 2021
Contract date: August 1, 2021
Coverage starts on the day they sign the application
CinFin offers three comprehensive options:
"IF”: Term Life insurance provides guaranteed protection for a specified time period and pays a benefit if you die in this period of time.
“WHEN” Whole life insurance is permanent life insurance and costs more than term because the policy is designed to cover you for your whole life.
”THEN”ー Return on Premium life insurance with a money-back guarantee after the 20 years.
Employee Guarantee – any combination of WL/Term/Term ROP (up to age 50 Only)
Ages 18 – 50 = $100,000 / Ages 51 – 60 = $75,000/ Ages 61 – 70 = $25,000
Spouse Guarantee Must work outside the home 20 hours or more per week
Ages 18 – 60 = $15,000 WL Products Only / Ages 18 – 60 = $25,000 WL/Term/Term ROP with stipulation that employee purchased on self. Non Working Spouse can purchase
Ages 61 – 70 = Simplified Issue
Dependent Children Guarantee
Ages 15 days – 17 years = $10,000 WL Products Only
Ages 18-25 = $10,000 WL Products or $25,000 of Term/Term ROP.**
**Choose one of these options for Guaranteed Issue
Must be Full-time Students, unmarried, and not in the military.
Grandchildren
Ages 15 days -18 years = Simplified Issue Whole Life Products Only
Cincinnati Life is the only carrier – Client is multi-state pls choose correct app link
Enrollment is until June 25
Payroll Deduction – July 15th first date / Contract Date is 8/1 (Coverage is date of app)
24 (Semi-Monthly) Deductions (If straight commish EE, they are Monthly)
Term Life / Term ROP
Whole Life 65 / 100
Application Links:
https://bnfts.us/pointenorth-cinfinapp-alabama
https://bnfts.us/pointnorth-cinfinapp-georgia
https://bnfts.us/pointenorth-cinfinapp-south-carolina
https://bnfts.us/pointenorth-cinfinapp-tennessee
Rate Table\
Cash Value info\
CinFin Underwriting Handbook
ROP Term 20 for all ees under age 50 (or who will not attain age 50 by the contract date
WL 100 for all ees age 51+ (or will attain 51 by Contract Date)
As discussed prior, buying some form of permanent coverage, even in smaller amounts will serve ees needs for the long term
We will use ROP T20 and WL rates with Waiver of Premium & Accidental Death Benefit and Children’s Term Rider if desired (see attached)
CinFin offers three comprehensive options:
"IF”: Term Life insurance provides guaranteed protection for a specified time period and pays a benefit if you die in this period of time.
“WHEN” Whole life insurance is permanent life insurance and costs more than term because the policy is designed to cover you for your whole life.
”THEN”ー Return on Premium life insurance with a money-back guarantee after the 20 years.
Employee Guarantee – any combination of WL/Term/Term ROP.
Ages 18 – 50 = $100,000 / Ages 51 – 60 = $75,000/ Ages 61 – 70 = $25,000
Spouse Guarantee Must work outside the home 20 hours or more per week
Ages 18 – 60 = $15,000 WL Products Only / Ages 18 – 60 = $25,000 WL/Term/Term ROP with stipulation that employee purchased on self. Non Working Spouse can purchase
Ages 61 – 70 = Simplified Issue
Dependent Children Guarantee
Ages 15 days – 17 years = $10,000 WL Products Only
Ages 18-25 = $10,000 WL Products or $25,000 of Term/Term ROP.**
**Choose one of these options for Guaranteed Issue
Must be Full-time Students, unmarried, and not in the military.
Grandchildren
Ages 15 days -18 years = Simplified Issue Whole Life Products Only
Marsh Fleet-Payroll with no employer contribution
OP Case Code: MFECO
Enroll in GenPro under Eco 2022
American National: HI, CI, DI, Life, and Accident
Options Plus: MEC
Delta Dental with VSP Vision
Initial Effective Date: June 1, 2021
First Payroll Deduction Date: June 4, 2021
Marsh Fleet-Payroll with employer contribution-50% of employee only MEC Choice ($81/month) and employee only Dental with Vision Preventive Plan ($14.39/month)
Enroll in GenPro-use "MF WATER" for OP Case Code
American National: HI, CI, DI, Life, and Accident
Options Plus: MEC
Delta Dental with VSP Vision
Initial Effective Date: June 1, 2021
First Payroll Deduction Date: June 4, 2021
Marsh Fleet-Payroll with employer contribution-50% of employee only MEC Choice ($81/month) and employee only Dental with Vision Preventive Plan ($14.39/month)
Enroll in GenPro-use "MF BOMAR" for OP Case Code
American National: HI, CI, DI, Life, and Accident
Options Plus: MEC
Delta Dental with VSP Vision
Initial Effective Date: June 1, 2021
First Payroll Deduction Date: June 4, 2021
Marsh Fleet-Payroll with employer contribution-paying 100% ($162/month) for employee only Choice MEC
Enroll in GenPro-use "MF SAFE" for OP Case Code
American National: HI, CI, DI, Life, and Accident
Options Plus: MEC
Delta Dental with Vision
Initial Effective Date: June 1, 2021
First Payroll Deduction Date: June 4, 2021
Marsh Fleet-Payroll with employer contribution-50% of employee only premium for Basic MEC Choice ($81/month), Preventive Dental with Vision ($14.39/month), and Accident (Diamond Plan-Employee Only)
Enroll in GenPro-use "MF GOLOG" for OP Case Code
American National: HI, CI, DI, Life, and Accident
Options Plus: MEC and Dental with Vision
Initial Effective Date: June 1, 2021
First Payroll Deduction Date: June 4, 2021
Marsh Fleet-Payroll with employer contribution-up to $480/month toward any benefits
Enroll in GenPro-use "MF VEJEN" for OP Case Code
American National: HI, CI, DI, Life, and Accident
Options Plus: MEC
Delta Dental with VSP Vision
Initial Effective Date: June 1, 2021
First Payroll Deduction Date: June 3, 2021