Internal Guidelines
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Miles" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet-moved from ACH to payroll with er contribution effective March 1, 2022
Er contribution = $81/month toward MEC
Enroll in GenPro – OP Case code=MFJM
Options Plus: MEC
Delta Dental with VSP Vision
American National: HI, CI, DI, Life, and Accident
Initial Effective Date: March 1, 2022, First Payroll Deduction Date: March 4, 2022
MGMT Recruiters International (MRI)-this is an ACH group under Mgmt Recruiters International in Harmony-put "Basi" in occupation
Harmony – Colonial Life and Options Plus
Healthcare from BCBS – If they are interested, Ask
-Did you review the Healthcare options?
-If “No” send them this link and ask them to select Medical: https://brokerexchanges.com/meridio
-if "Yes" -BenAdvance Medical program: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
If needed- for healthcare assist on specific questions – call broker:
Tim Varone
732-742-2503
Enroll in Harmony under "MRI" and put "Basi" in occupation
Colonial Life – Accident, DI, HI, CI and Life (ACH via Piedmont in Harmony)
Options Plus MEC – ACH via Ameriworks
Initial Effective Date: 6/1/21
MGMT Recruiters International (MRI)-this is an ACH group under Mgmt Recruiters International in Harmony-put "CA Partners" in occupation
Harmony – Colonial Life and Options Plus
Healthcare from BCBS – If they are interested, Ask
-Did you review the Healthcare options?
-If “No” send them this link and ask them to select Medical: https://brokerexchanges.com/meridio
-if "Yes" -BenAdvance Medical program: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
If needed- for healthcare assist on specific questions – call broker:
Tim Varone
732-742-2503
Enroll in Harmony under "MRI" and put "CA Partners" in occupation
Colonial Life – Accident, DI, HI, CI and Life (ACH via Piedmont in Harmony)
Options Plus MEC – ACH via Ameriworks
Initial Effective Date: 6/1/21
MGMT Recruiters International (MRI)-this is an ACH group under Mgmt Recruiters International in Harmony-put "Highland" in occupation
Harmony – Colonial Life and Options Plus
Healthcare from BCBS – If they are interested, Ask
-Did you review the Healthcare options?
-If “No” send them this link and ask them to select Medical: https://brokerexchanges.com/meridio
-if "Yes" -BenAdvance Medical program: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
If needed- for healthcare assist on specific questions – call broker:
Tim Varone
732-742-2503
Enroll in Harmony under "MRI" and put "Highland" in occupation
Colonial Life – Accident, DI, HI, CI and Life (ACH via Piedmont in Harmony)
Options Plus MEC – ACH via Ameriworks
Initial Effective Date: 6/1/21
Marsh Fleet-moved from ACH to payroll with er contribution effective March 1, 2022
Er contribution = 50% of either MEC and/or dental with vision – ee only
Enroll in GenPro – OP Case code=MFFR8T
Options Plus: MEC
Delta Dental with VSP Vision
VB: will be ACH-collect Ameriworks information for VB premiums
Initial Effective Date: March 1, 2022, First Payroll Deduction Date: March 4, 2022
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Veasey" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet-Payroll with no employer contribution
Enroll in GenPro-Jenco 2022, use "MFJENCO" for OP Case Code
American National: HI, CI, DI, Life, and Accident
Options Plus MEC
Delta Dental with VSP Vision
Effective Date: August 1, 2022
First Payroll Deduction Date: August 5, 2022
Marsh Fleet-Payroll with no employer contribution
Enroll in GenPro-use "MF IRONH" for OP Case Code
American National: HI, CI, DI, Accident, Life
Options Plus: MEC
Delta Dental with VSP Vision
Initial Effective Date: June 1, 2021
First Payroll Deduction Date: June 4th
Cincinnati Life is the only carrier
Payroll Deduction – Bi-Weekly
Term Life 10, 20, 20 ROP (return of premium)
Whole Life to 100, to 65
PLEASE TRY TO SELL ALL WITH ADB AND WOP AND USE THE CORRECT RATES
Term Life / Term ROP
Whole Life 65 / 100
EasySend Production Application Link
Copy and Paste company name above into Employer field on first page.
Monthly/SemiMonthly Rate table
First Deduction date: July 9, 2021
Contract date: August 1, 2021
Coverage starts on the day they sign the application
The client offers term life with Equitable (37-39 policies in force that they will continue on a payroll deduction). Only 1 Aflac Whole life policyholder. Aflac up to 50K AP and Equitable up to 100K.
Employees are offered 1.5 times salary Equitable. (Not Portable) *USE PORTABILITY AS POSITIONING!\
*Equitable life info
CinFin offers three comprehensive options:
"IF”: Term Life insurance provides guaranteed protection for a specified time period and pays a benefit if you die in this period of time.
“WHEN” Whole life insurance is permanent life insurance and costs more than term because the policy is designed to cover you for your whole life.
”THEN”ー Return on Premium life insurance with a money-back guarantee after the 20 years.
Employee Guarantee – any combination of WL/Term/Term ROP (up to age 50 Only)
Ages 18 – 50 = $100,000 / Ages 51 – 60 = $75,000/ Ages 61 – 70 = $25,000
Spouse Guarantee Must work outside the home 20 hours or more per week
Ages 18 – 60 = $15,000 WL Products Only / Ages 18 – 60 = $25,000 WL/Term/Term ROP with stipulation that employee purchased on self. Non Working Spouse can purchase
Ages 61 – 70 = Simplified Issue
Dependent Children Guarantee
Ages 15 days – 17 years = $10,000 WL Products Only
Ages 18-25 = $10,000 WL Products or $25,000 of Term/Term ROP.**
**Choose one of these options for Guaranteed Issue
Must be Full-time Students, unmarried, and not in the military.
Grandchildren
Ages 15 days -18 years = Simplified Issue Whole Life Products Only
Census Lists for new hires:
May, 2021
https://drive.google.com/drive/folders/1DMRkxeaQ6V6dSAMTYpJVQ7LoRJdDrTt_
June, 2021
https://drive.google.com/file/d/1_zjFv9gUUCyIIL01AOLx9BdiHyzE4m-n/view?usp=sharing
March 2022
PSI Vet: ACH
Enroll in BMP
Initial Effective Date: June 1
Vault MEC
5 Star: HI, Life, and Accident
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Ashley" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "C&F" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Could also be named "The Academy" but in Harmony, it is NY Academy of Trial Lawyers
NO CENSUS so please manually add policy holder into system
Colonial – Accident, DI, HI, CI and Term Life (if ACH-piedmont)
Enroll in Harmony
BenAdvance:
Healthcare from BCBS – If they are interested, Refer to broker:
Tim Varone
732-742-2503
Or
Kurt Solomon
First enrollment deduction is the 25th of the first month and the 1st of the month thereafter
Colonial – Accident, DI, HI, CI and Life (if ACH-piedmont)
NO CENSUS so please manually add policy holder into system
Enroll in Harmony
BenAdvance:
Healthcare from BCBS – If they are interested, Refer to broker:
Tim Varone
732-742-2503
Or
Kurt Solomon
First enrollment deduction is the 25th of the first month and the 1st of the month thereafter
Landing Page Link: http://bnfts.us/NTCA
Enroll in Harmony (National Tile Contractors) for Colonial and Options Plus MEC and Options Plus Dental/Vision
Colonial – Accident, DI, HI, CI, and Life (ACH through Piedmont Pays)
MEC with Options plus ACH Information should be entered on the ACH OP sheet
Dental and Vision with Options plus ACH Information should be entered on the ACH OP sheet.
CASE NAME in GEN PRO: National Association of Home Builders
Put "08AMERIW" in case code
American National – Accident, DI, HI, CI and Life (if ACH – via Ameriworks)
Options Plus MEC – If ACH – via Ameriworks
Options Plus Dental/Vision
BenAdvance:
Healthcare from BCBS – If they are interested, Refer to broker:
Tim Varone
732-742-2503
Or
Kurt Solomon
201-355-3493 ext. 102
60fa9f80-cfc5-4043-a846-7a51cef1eebc
How to Access Benefits:\
https://drive.google.com/file/d/1Vju0i0re23US9wEDnRykQ-M5U74IzqbR/view?usp=sharing
Marsh MEC and Dental with Vision Plan Information:\
https://drive.google.com/file/d/1lmyLNr3IHaZEIsF-u7wCcivJG3MkEOiM/view?usp=sharing
Prescription Costs:
https://drive.google.com/file/d/1zKRnzHNhR-r11ZaPbHdIi4M_kARU79yl/view?usp=sharing
MEC with Options plus ACH Information should be entered here and this added to Kustomer
Dental and Vision with Options plus ACH Information should be entered here and added to Kustomer
Collect bank account information in Ameriworks for any American National elections only.
PSIVet-Payroll Deduction with employer contribution of up to $300/month toward any coverage
Enroll in BMP
Five Star: Life, Accident, and Life
Vault Medical
Initial Effective date: 6/1/21
First bi-weekly payroll deduction date: 6/11/21
Marsh Fleet-Payroll with employer contribution of $48.60/month (equals 30% of employee only basic MEC) toward MEC coverage
Enroll in GenPro-under Nevada's Finest 2022 -use "MF NVFIN" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Initial Effective Date: June 1 2021
First Payroll Deduction Date: June 4th
Enroll in GenPro under Sampler Square 2022-use "MF SAMP" for OP Case Code
Marsh Fleet-Payroll with Employer Contribution for Full Time Employees @ $162/month toward MEC coverage.
Part Time Employees will be ACH-enroll under Marsh ACH and put Sampler in Occupation, collect ACH information in Ameriworks
Part-Time Employees – ACH – Contribution: $0
James McBride – jimmymcb3@gmail.com (970) 702-3469-AS OF FEBRUARY 1, 2022-FULL TIME AND ELIGIBLE FOR BENEFITS WITH THE COMPANY CONTRIBUTION
Santiago Garcia – Santig711@yahoo.com – (970) 260-4737
Options Plus MEC
Delta Dental with VSP Vision
American National: HI, CI, DI, Life, and Accident
Effective 6/1/21
First weekly payroll date is 6/2/21
Marsh Fleet- Payroll with Employer Contribution of $100/month toward MEC coverage
Enroll in GenPro-use "MF DEA" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Jaime Gomez was with Marsh/Cortez but terminated from there in February and is now with DEA and eligible to apply for coverage under DEA. He may already be on direct bill with American National for voluntary benefits.
MGMT Recruiters International (MRI)-Payroll with Employer Contribution of 70% of any health insurance capped at $250/month
Harmony – Colonial Life and Options Plus (under MRI-The Chatham Group)
Healthcare from BCBS – If they are interested, Ask
-Did you review the Healthcare options?
-If “No” send them this link and ask them to select Medical: https://brokerexchanges.com/meridio
-if "Yes" -BenAdvance Medical program: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
If needed- for healthcare assist on specific questions – call broker:
Tim Varone
732-742-2503
Enroll in Harmony under MRI-The Chatham Group
Colonial Life – Accident, DI, HI, CI and Life
Options Plus MEC
Employees are paid on the last day of the month-first monthly payroll deduction 5/31/21
Initial Effective Date: 6/1/21
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Hermes" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
American Professional Pet Groomer Assoc. – "APPGA"
Enroll ing GenPro
American National – Accident, DI, HI, CI and Life (if ACH – via Ameriworks, put "05AMERIW" in OP Case Code field)
Options Plus MEC – If ACH – via Ameriworks
\
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS the enroller must go to www.premierenroll.com\
Code – TMPAP77 Broker Code – GDNJ3285
Please put BSNY4567 in the enroller code section of the application
BenAdvance Reference Based Products: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
\
Pricing for Reference based products: https://drive.google.com/file/d/15EXOm2pggTnIh8EXi8v57KxyIPjFj1V9/view?usp=sharing
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
National Nurse Practitioners – "NNPEN"-enroll in GenPro-put "10AMERIW" in case code
American National – Accident, DI, HI, CI and Life (if ACH – via Ameriworks)
Options Plus MEC
Delta Dental with vision
\
BenAdvance Website: https://brokerexchanges.com/meridio \
For CIGNA or BCBS, the enroller must go to www.premierenroll.com\
Code – TMPNN71 Broker Code – DCPA6696
Please put BSNY4567 in the enroller code section of the application
BenAdvance Reference Based Products: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
\
Pricing for Reference-based products: https://drive.google.com/file/d/15EXOm2pggTnIh8EXi8v57KxyIPjFj1V9/view?usp=sharing
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
Marsh Fleet
Payroll with no employer contribution
Enroll in GenPro – Use "MF MAIN" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: HI, DI, CI, Life, and Accident
MGMT Recruiters International (MRI)-this is an ACH group under Mgmt Recruiters International in Harmony-put "North Lake" in occupation
Harmony – Colonial Life and Options Plus
Healthcare from BCBS – If they are interested, Ask
-Did you review the Healthcare options?
-If “No” send them this link and ask them to select Medical: https://brokerexchanges.com/meridio
-if "Yes" -BenAdvance Medical program: https://brokerplusgroup.myfor.ms/form-5843449/benadvance-phq
-Review Plan and fill out app as "Enroller" or give link to employee and they can fill out as "Employee"
If needed- for healthcare assist on specific questions – call broker:
Tim Varone
732-742-2503
Enroll in Harmony under "MRI" and put "North Lake" in occupation
Colonial Life – Accident, DI, HI, CI and Life (ACH via Piedmont in Harmony)
Options Plus MEC – ACH via Ameriworks
Initial Effective Date: 5/1/21
Marsh Fleet
Enroll in GenPro-use "SPICE LO" for OP Case Code
Payroll with employer contribution-$110.89/month toward MEC + HI plan for employees. Any difference will be paid by employee on a PRE-tax basis.
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Management Recruiters International Network – MRI
Enroll in Harmony
Colonial Life – Accident, DI, HI, CI and Life (ACH via Piedmont in Harmony when it's an ACH case)
Options Plus MEC – (ACH via Ameriworks – when it's an ACH case)
BenAdvance Interest:
Refer to Kurt Solomon or Tim Varone if interested in Medical
Tim Varone
732-742-2503
Or
Kurt Solomon
201-355-3493 ext. 102
Marsh Fleet
Payroll with employer contribution of $100/month toward MEC coverage
Enroll in GenPro under Big Green 2022-use "BIGGREEN" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National DI, CI, HI, Life, and Accident
PSIVet
Enroll in BMP-this is self pay/ACH
5 Star: Life, HI, and Accident
Vault Medical
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "RL Express" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet
Payroll with employer contribution of $81/month toward MEC coverage
Enroll in GenPro-use "MF EXTR" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Marsh Fleet
Husband and wife company-no other employees
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Menn" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet
Payroll-no employer contribution
Enroll in GenPro-use "MF DANB" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
EMPLOYER TERMINATED ALL PLANS EFFECTIVE NOVEMBER 1, 2021
Marsh Fleet
Payroll with employer contribution of $110.89/month toward MEC coverage
Enroll in GenPro under RG Freightage 2022-use "RG FREIG" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, HI, DI, Life, and Accident
Marsh Fleet
AS OF JULY 1, 2022-DO NOT OFFER MEC
Enroll in GenPro under Marsh/RJJ 2022 – use "RJJ INVE" for OP Case Code
Delta Dental with VSP Vision
American National: CI, DI, HI, Accident, Life
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "JCAD" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet
Enroll in GenPro under Marsh ACH and put "W2LS" in the occupation field
ACH information goes into Ameriworks (checking or savings account only)
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Accident, Life
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Scenic City" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet
Enroll in GenPro under Marsh/XLR8 2022 – Use "XLR8" for OP Case Code
Payroll with Employer Contribution of $81.00/month for MEC coverage
Options Plus MEC
Delta Dental with VSP Vision
DO NOT OFFER VOLUNTARY BENEFITS PER THE EMPLOYER REQUEST (6/17/22)
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "SFH" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
THIS CASE IS TERMINATED…DO NOT TAKE ANY APPLICATIONS.
Client CENSUS\
\
Cincinnati Life – Whole, Term 20, Term ROP
Underwriting Here
Cincinnati life Deduction date 5.7.21.
Cincinnati life Contract date 6.1.21 (Employee does not need to know this)
Effective date is the day they sign the application.
ECMD Client Reserves Here\
ECMD Commitment form to be signed by EACH Employee enrolled or waived.
Health and Wealth program details
American National offered via Gen Pro (under ABC Trust HK Griffith)
Accident, DI, CI, FlexCare
American National Effective date 5.1.21
Marsh Fleet
Enroll in GenPro- under Ashcraft 2022 – use "ASHCRAFT" for OP Case Code
Payroll with no employer contribution
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Accident, Life
Marsh Fleet
Enroll in GenPro under Marsh/Due South 2022-use "DUE SOUT" for OP Case Code
Payroll with no employer contribution
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Accident, Life
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "RL On Time" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
WENT OUT OF BUSINESS 040122
Marsh Fleet-Payroll Deduction with no employer contribution (as of August 1. 2021, the employer no longer contributes to any plans)
MEC: Options Plus
Delta Dental with VSP Vision
American National: HI, CI, DI, Life, and Accident
Enroll in GenPro-use "BGF TRAN" for OP Case Code
WENT OUT OF BUSINESS 040122
Marsh Fleet-payroll with no employer contribution (as of August 1,. 2021, the employer no longer contributes to any coverages)
Enroll in GenPro-use "OHIO TRA" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: HI, CI, DI, Life, and Accidentt
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "DL Medina" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
ECMD Client Reserves Here\
ECMD Commitment form to be signed by EACH Employee enrolled or waived.
Health and Wealth program details
Benefits Basics
New hires enrollment – Cin Fin and American National
PLEASE TRY TO SELL ALL WITH ADB AND WOP AND USE THE CORRECT RATES
Term Life / Term ROP
Whole Life 65 / 100
EasySend Production Application Link
Dimond Brothers Insurance
Where it asks for Employer* Copy and Paste company name above into Employer field on the first page.
Effective date is the day they sign the application.
Weekly Payroll BiWeekly/Weekly Rate Table For Payroll
American National offered via Gen Pro (enroll under ABC Trust SM Johns)
Accident, DI, CI, FlexCare
PSIVet
Enroll in BMP
Five Star: Accident, HI, and Life
Vault: MEC
Employer is paying 75% of MEC Basic Plus coverage for employee only
Employees paid bi-weekly
MOVED TO ACH 010122. ENROLL UNDER MARSH ACH 2021 2022
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Hobbs Wood" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
MOVED TO ACH 010122. ENROLL UNDER MARSH ACH 2021 2022
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Appalachian" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
MOVED TO ACH 010122. ENROLL UNDER MARSH ACH 2021 2022 AND COLLECT AMERIWORKS INFORMATION.
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Pennyroyal" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet:
Enroll in GenPro-use "MFALB" for OP case code
Options Plus MEC
Delta Dental with VSP Vision
American National: Accident, DI, HI, CI, and Life
Enroll in GenPro
Payroll with no employer contribution
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51730fe3-8b28-11eb-b960-6e4e4c1d9f2d
3e7fd5d3-8b28-11eb-b960-6e4e4c1d9f2d
Marsh Fleet
Enroll in GenPro under ZDS 2022 – use "ZDS EXPR" for OP Case Code
Payroll with Employer Contribution of $81/month for MEC coverage FOR MANAGERS ONLY:
Aguirre
Barrios
Juan Canales-company will pay 100% of ee only MEC with HI ($221.78/month)
Crisantos
Josue Palacios
All others pay the full amount of any coverage
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Accident, Life
Marsh Fleet-payroll with employer contribution of up to $255/month for MEC coverage
Enroll in GenPro-use "MF FOWLS" for OP Case Code (space between MF and FOWLS)
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
This was originally an ACH group but it was changed by the client to payroll.
Employees are paid bi-weekly but deductions only come out 24 times per year and the first deduction is June 4, 2021. Effective date is June 1, 2021
PSIVet
Enroll in BMP
Five Star: Accident, HI, and Life
Vault: MEC
Employer is paying 100% of MEC Basic Plus coverage for employee only
Employees paid bi-weekly
Marsh Fleet-Payroll Deduction
Employer is pay $100/month toward MEC coverage for Birdsall only
Enroll in GenPro – use "JONATIS" for OP Case Code
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Falcon – Genesis Pro – Payroll Deduction
MEC: Options Plus
Term Life: American National
Critical Illness: American National
Disability: American National
Accident: American National
NATDA small business client
Falcon – Genesis Pro – ACH -Enroll in NATDA ACH in GenPro and put "Royer" in occupation field
Ameriworks for ACH
MEC: Options Plus
Term Life: American National
Critical Illness: American National
Disability: American National
Accident: American National
NATDA small business client
PSIVet
Enroll in BMP
Five Star: Accident, HI, and Life
Vault: MEC
No Employer contribution
Employees paid weekly
Marsh Fleet-ACH
Enroll in GenPro under Marsh ACH and put "Dream Team" in occupation
Collect bank account information in Ameriworks
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, DI, HI, Life, and Accident
Also referred to as Turcotte
PSIVet
Enroll in BMP
Five Star: Accident, HI, and Life
Vault: MEC
Employees pay premiums via ACH-make sure to enter bank information in BMP link
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Sage" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Falcon – Genesis Pro – Payroll Deduction-Use "LAGDANA" for OP Case Code
Varied employer contribution — MUST REVIEW THIS SHEET FOR SPECIFICS FOR EACH EMPLOYEE
MEC: Options Plus
Delta Dental with VSP Vision
Term Life: American National
Hospital Indemnity: American National
Critical Illness: American National
Disability: American National
Accident: American National
Marsh Fleet small business client
V
PSIVet
Enroll in BMP
Five Star: Accident, HI, and Life
Vault: MEC
Employer is paying 50% of MEC Basic Plus coverage for employee only
employees paid bi-weekly
Falcon – Genesis Pro – Payroll Deduction with Employer Contribution-use "MF FRASE" for OP Case Code
MEC: Options Plus
Delta Dental with VSP Vision
Term Life: American National
Hospital Indemnity: American National
Critical Illness: American National
Disability: American National
Accident: American National
Marsh Fleet small business client
Employer will pay $200 monthly towards MEC costs.-this is on a case by case basis. Not for all employees. Check with Mary Pat
11/18/21: we will be paying the $200/mo for him. Matt Truitt
PSI Vet Case
Enroll on Benefits Manager Pro
Limited Medical: Vault
Life: 5Star
Hospital Indemnity: 5Star
Accident: 5Star
Employer is paying for employee Medical and Hospital Indemnity Coverage in full-her name is Courtney-paid weekly
Falcon – Genesis Pro – Payroll Deduction with employer contribution of 50% of employee only premium for Medical coverage ($81/month).
MEC: Options Plus
Delta Dental with VSP Vision
Term Life: American National
Hospital Indemnity: American National
Critical Illness: American National
Disability: American National
Accident: American National
Marsh Fleet small business client
There are two groups…one for CO and one for NM-please ask the employee which group they belong to so that you can enroll in the proper case in Falcon.
Use "MF KM CO" for OP Case Code for CO employees (leave the space where you see it)
Use "MF KM NM" for OP Case Code for NM employees (leave the space where you see it)
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "Phillip Williams" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Cincinnati Life is the only carrier
Payroll Deduction
24 Pay – Semi Monthly
Term Life
Whole Life
Application Link
NEED APPLICATION APP
Rates Table
CinFin offers three comprehensive options:
"IF”: Term Life insurance provides guaranteed protection for a specified time period and pays a benefit if you die in this period of time.
“WHEN” Whole life insurance is permanent life insurance and costs more than term because the policy is designed to cover you for your whole life.
”THEN”ー Return on Premium life insurance with a money-back guarantee after the 20 years.
Employee Guarantee – any combination of WL/Term/Term ROP.
Ages 18 – 50 = $100,000 / Ages 51 – 60 = $75,000/ Ages 61 – 70 = $25,000
Spouse Guarantee Must work outside the home 20 hours or more per week
Ages 18 – 60 = $15,000 WL Products Only / Ages 18 – 60 = $25,000 WL/Term/Term ROP with stipulation that employee purchased on self.
Ages 61 – 70 = Simplified Issue
Dependent Children Guarantee
Ages 15 days – 17 years = $10,000 WL Products Only
Ages 18-25 = $10,000 WL Products or $25,000 of Term/Term ROP.**
**Choose one of these options for Guaranteed Issue
Must be Full-time Students, unmarried, and not in the military.
Grandchildren
Ages 15 days -18 years = Simplified Issue Whole Life Products Only
Colonial products have been added as of July 1, 2021…Meridio took over current Colonial elections and will now enroll for new hires going forward:
Enroll in Harmony:
Accident
Hospital Indemnity
Critical Illness
Disability
Cincinnati Life is the only LIFE carrier
Payroll Deduction
26 (Bi-weekly) pay
Term Life
Whole Life
EasySend Production Application Link
Copy and Paste the company name "Schaeffers Harley Davidson" into the Employer field on the first page.
Rate Table\
Cash Value info\
CinFin Underwriting Handbook
2022 new hires…eligible for August 1, 2022
Product Options: We will use ROP Term 20 and Whole Life to 100 exclusively for this enrollment
* ROP Term 20 for all ees under age 50 (or who will not attain age 50 by Feb 1st Contract Date
* WL 100 for all ees age 51+ (or will attain 51 by Feb 1st Contract Date)
* We are not using Term 10 or 20 as their group term will be viewed as cheaper, and we don’t want to confuse them with grp vs. individual term
* As discussed prior, buying some form of permanent coverage, even in smaller amounts will serve ees needs for the long term
Worksite Rate Sheets: We will use ROP T20 and WL rates with Waiver of Premium & Accidental Death Benefit and Children’s Term Rider if desired (see attached)
* Broker sells a plan design which automatically includes waiver and ADB…as features that come with the face amount choice…he does not offer to add them, they are built-in
* ROP T20 min face is $25k, and can be purchased at $50k, $75k, and $100k up to their age-specific GI limit…page 1-4 has highlighted plan design rates
* WL 100 min face is $5k, and can be purchased up to $100k s/t age-specific GI limit…pages 13-16 has highlighted plan design rates
* The rates reflect semi-monthly mode as client on a 24-pay basis
CinFin offers three comprehensive options:
"IF”: Term Life insurance provides guaranteed protection for a specified time period and pays a benefit if you die in this period of time.
“WHEN” Whole life insurance is permanent life insurance and costs more than term because the policy is designed to cover you for your whole life.
”THEN”ー Return on Premium life insurance with a money-back guarantee after the 20 years.
Employee Guarantee – any combination of WL/Term/Term ROP.
Ages 18 – 50 = $100,000 / Ages 51 – 60 = $75,000/ Ages 61 – 70 = $25,000
Spouse Guarantee Must work outside the home 20 hours or more per week
Ages 18 – 60 = $15,000 WL Products Only / Ages 18 – 60 = $25,000 WL/Term/Term ROP with stipulation that employee purchased on self.
Ages 61 – 70 = Simplified Issue
Dependent Children Guarantee
Ages 15 days – 17 years = $10,000 WL Products Only
Ages 18-25 = $10,000 WL Products or $25,000 of Term/Term ROP.**
**Choose one of these options for Guaranteed Issue
Must be Full-time Students, unmarried, and not in the military.
Grandchildren
Ages 15 days -18 years = Simplified Issue Whole Life Products Only
Cincinnati Life is the only carrier
Payroll Deduction Date 5/30
PARTTIME EMPLOYEES CAN APPLY BUT THEY ARE ACH ONLY! Please fill out that section if the employee is part time.
26 (Bi-weekly) pay & 12 (Monthly) pay BUT THE BENEFIT ONLY COMES OUT ONCE A MONTH ON THE SECOND PAYDATE OF THE MONTH. Please quote a monthly rate on all applications. CONTRACT DATE IS June 1, 2022
EasySend Production Application Link
Copy and Paste the company name "Baldwin Wallace" into the Employer field on the first page.
Rate Table\
Cash Value info\
CinFin Underwriting Handbook
Product Options: We will use ROP Term 20 and Whole Life to 100 exclusively for this enrollment
* ROP Term 20 for all ees under age 50 (or who will not attain age 50 by Feb 1st Contract Date
* WL 100 for all ees age 51+ (or will attain 51 by Feb 1st Contract Date)
* We are not using Term 10 or 20 as their group term will be viewed as cheaper, and we don’t want to confuse them with grp vs. individual term
* As discussed prior, buying some form of permanent coverage, even in smaller amounts will serve ees needs for the long term
\
Worksite Rate Sheets: We will use ROP T20 and WL rates with Waiver of Premium & Accidental Death Benefit and Children’s Term Rider if desired
* Broker sells a plan design which automatically includes waiver and ADB…as features that come with the face amount choice…he does not offer to add them, they are built-in
* ROP T20 min face is $25k, and can be purchased at $50k, $75k, and $100k up to their age-specific GI limit…page 1-4 has highlighted plan design rates
* WL 100 min face is $5k, and can be purchased up to $100k s/t age-specific GI limit…pages 13-16 has highlighted plan design rates
CinFin offers three comprehensive options:
"IF”: Term Life insurance provides guaranteed protection for a specified time period and pays a benefit if you die in this period of time.
“WHEN” Whole life insurance is permanent life insurance and costs more than term because the policy is designed to cover you for your whole life.
”THEN”ー Return on Premium life insurance with a money-back guarantee after the 20 years.
Employee Guarantee – any combination of WL/Term/Term ROP.
Ages 18 – 50 = $100,000 / Ages 51 – 60 = $75,000/ Ages 61 – 70 = $25,000
Spouse Guarantee Must work outside the home 20 hours or more per week
Ages 18 – 60 = $15,000 WL Products Only / Ages 18 – 60 = $25,000 WL/Term/Term ROP with stipulation that employee purchased on self.
Ages 61 – 70 = Simplified Issue
Dependent Children Guarantee
Ages 15 days – 17 years = $10,000 WL Products Only
Ages 18-25 = $10,000 WL Products or $25,000 of Term/Term ROP.**
**Choose one of these options for Guaranteed Issue
Must be Full-time Students, unmarried, and not in the military.
Grandchildren
Ages 15 days -18 years = Simplified Issue Whole Life Products Only
Falcon – Genesis Pro – ACH (Enroll under Marsh/ACH)-put “Magnus” in Occupation in Falcon-Put "AMERIWOR" in OP Case Code
Complete Ameriworks for all premiums including MEC-NO Credit Cards, Only Bank ACH
Effective date for early February enrollment of two employees is 2/1/21.
AMERIWORKS DEDUCTION DATE = 15TH OF THE MONTH FOLLOWING EFFECTIVE DATE
MEC: Options Plus
Delta Dental with VSP Vision
Term Life: American National
Hospital Indemnity: American National
Critical Illness: American National
Disability: American National
Accident: American National
Marsh Fleet small business client
Marsh Fleet-payroll deduction – no Employer contribution
MEC with Options Plus
Delta Dental with VSP Vision
American National Voluntary Benefits: HI, CI, DI, Life, and Accident
Enroll in Falcon/GenPro-use "PENCO" for OP Case Code
Falcon – Genesis Pro enroll under Moss 2022 – Payroll Deduction-use "MF MOSS" for OP Case Code
MEC: Options Plus – $100/month toward MEC coverage
Delta Dental with VSP Vision
Term Life: American National
Hospital Indemnity: American National
Critical Illness: American National
Disability: American National
Accident: American National
Marsh Fleet small business client
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "OHaver" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Cincinnati Life is the only carrier
Payroll Deduction
26 (Bi-weekly) pay
Term Life
Whole Life
Application Link
https://bnfts.us/arrowhead-cinfin-app
CinFin offers three comprehensive options:
"IF”: Term Life insurance provides guaranteed protection for a specified time period and pays a benefit if you die in this period of time.
“WHEN” Whole life insurance is permanent life insurance and costs more than term because the policy is designed to cover you for your whole life.
”THEN”ー Return on Premium life insurance with a money-back guarantee after the 20 years.
Employee Guarantee – any combination of WL/Term/Term ROP.
Ages 18 – 50 = $100,000 / Ages 51 – 60 = $75,000/ Ages 61 – 70 = $25,000
Spouse Guarantee Must work outside the home 20 hours or more per week
Ages 18 – 60 = $15,000 WL Products Only / Ages 18 – 60 = $25,000 WL/Term/Term ROP with stipulation that employee purchased on self.
Ages 61 – 70 = Simplified Issue
Dependent Children Guarantee
Ages 15 days – 17 years = $10,000 WL Products Only
Ages 18-25 = $10,000 WL Products or $25,000 of Term/Term ROP.**
**Choose one of these options for Guaranteed Issue
Must be Full-time Students, unmarried, and not in the military.
Grandchildren
Ages 15 days -18 years = Simplified Issue Whole Life Products Only
Marsh Fleet-ACH
Options Plus MEC
Delta Dental with VSP Vision
Enroll in GenPro under Marsh ACH and put "AMS" in the occupation field.-Put "ACH" in OP Case Code
Collect bank account information in Ameriworks for VB and on the sheet for OP
American National: CI, DI, HI, Life, and Accident
Marsh Fleet- payroll deduction – no Employer contribution
Options Plus MEC
Delta Dental with VSP Vision
American National Voluntary products: DI, CI, HI, Life, and Accident
Enroll in Falcon/GenPro-use "MF NOLA" for OP Case Code
Marsh Fleet
Payroll with employer contribution/$162/month toward employee MEC
Enroll on GenPro-use "DIAMOND" for OP Case Code
MEC: Options Plus
Delta Dental with VSP Vision
American National: Accident, DI, HI, Life, and CI
PSI Vet case
Five Star: Life, Accident, and Hospital Indemnity (Plan 1)
Vault MEC
Enroll on BMP
Employer is paying up to $150/month for any coverage-employees are paid monthly on the last day of the month.
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Marsh Fleet
Enroll in GenPro under Youle 2022-use "MF YOULE" for OP Case Code
Employer will pay $100/month toward any benefits
Everyone is paid bi-weekly
Options Plus MEC
Delta Dental with VSP Vision
American National: CI, HI, DI, Life, and Accident
This employer is using Enhanced Care MD (ECMD)
By participating in ECMDー you’ll be eligible to receive a fixed amount of money
to select supplemental plans.
This program includes:
– 24/7 Nurses & Doctors by phone or video, no co-pays
– Health Risk Assessment
– Health Coach Consultations
– Engaging Health Courses
**TODAY**
1. We’ll pick the best plans for you and your family today.
2. We’ll confirm your registration in ECMD today.
3. ECMD will contact you and get you onboarded.
4. You will need to complete 4 Wellness activities each year.
Once you login and verify ID- you will be able to share the benefit bank amount with the employee.
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Current Aflac plan, we are offering Aflac and Mass Mutual Life
Enrollment Platform is Falcon:
webenrollment.falctech.com/Account/Login
UN: HamiltonA PW: Adina1!
UN: HernandezS PW: Sara1!
Falcon – Genesis Pro ENROLL UNDER TMV 2 (NOT TMV) – Payroll Deduction-use "MF TMV" for OP Case Code
No employer contribution
MEC: Options Plus
Delta Dental with VSP Vision
Term Life: American National
Hospital Indemnity: American National
Critical Illness: American National
Disability: American National
Accident: American National
###
Marsh Fleet small business client
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ECMC program, encourage all participants to use entire reserve.
American National
Cincinnati Life
Cin Fin App: https://bnfts.us/tfs-cinfin-app
ECMC benefits Reserve per Employee: https://drive.google.com/file/d/1KSsSjeDPU9Q92H0FfbZdO_bbb1MY4sAy/view?usp=sharing
ECMD tax saving program here:
https://docs.google.com/presentation/d/10sKLVIHqwzLGbQ7i4D3pq0qQjDXBvZiql-gMO_VMX8U/edit?usp=sharing
Video to explain the plan:
ECMD Commitment form sent to EE to be signed:
https://drive.google.com/file/d/1aIpJl4niaK4YGuvsK31491_v5968-P3f/view?usp=sharing
2022 OE RUNNING FROM DECEMBER 1 THROUGH 15, 2021
MERIDIO IS ONLY ENROLLING THE COLONIAL VOLUNTARY BENEFITS (EMPLOYEES WILL ENROLL IN THEIR OWN CORE BENEFITS IN PAYLOCITY IF THEY WANT TO MAKE CHANGES, ADD, OR TERMINATE COVERAGE-PASSIVE ENROLLMENT)
Full Time Full Benefits Enrollment Guide (refer employees to this for information on the core benefits):
https://drive.google.com/file/d/1GfFYdRjdkLUra8CJWIZ5CQ63FYFM0u0H/view?usp=sharing
Full Time Minimum Benefits Enrollment Guide (refer employees to this for information on the core benefits):
https://drive.google.com/file/d/1AynPWnls3NRL62RLp2DTm3_XbZRBXP0n/view?usp=sharing
Colonial/Harmony
GI in place and built into Harmony
FTMB: Colonial Term, Whole Life, Accident, Short Term Disability (Payroll Deduction)
FTFB: Colonial Term, Whole Life, Accident (Payroll Deduction)
List of Current Participants: