Benefits Basics
Open Enrollment running 9/7/21 through 9/17/21-Harmony will show guaranteed issue limits for life, critical illness, and disability
Census is loaded into Harmony but will not include SSN so be sure to collect it at time of enrollment
Current elections will show in Harmony for those who already participate
Make notes in Kustomer of results of any calls
Harmony – Colonial Life
Accident: Colonial Life
Critical Illness: Colonial Life
Hospital Indemnity: Colonial Life – Med plan deductible is $1000/1500 PPO and $2000 for the HSA. Out of pocket ranges from 4K-12K depending on coverage. Use to cover the gap
Disability: Colonial Life – LTD after 90 days, use STD to cover the gap
Whole Life: Colonial Life – Only are offered 1X salary for Life, reduces by 55% at age 70. Does not go with them if they leave or Terminate.
PDF of Benefit Book for reference
People
Messiah is a senior living employer.-about 250 employees