Law Enforcement Smarter Benefits

Client Landing

Benefits Basics

Harmony enrollment system with Colonial Life under Pa State Troopers.

IN THE HARMONY APP, PLEASE MARK ALL UW QUESTIONS NO

Please refer to the program as Law Enforcement Smarter Benefits, do not refer to them as the PA State Troopers. They are part of the FOP, Fraternal order of Police.

Whole Life: Colonial Life

Individual Term Life: Colonial Life

UNDERWRITING OFFER\
Guaranteed Issue/Express Issue

Employee age 18 – 50 – $5k – $100k face amount

Employee age 51 – 79 – $5k – $50k face amount

Simplified Issue

Employee Age 18-50-$100K-$250K

Employee Age 51-79-$50K-$100k

Spouse term rider will be available as GI up to $25k max. benefit. Dependent child rider up to $20k

max. will be available as GI.

ACH collection happens in Piedmont Pays. Benefit guide logs into their own acct to take checking information at piedmontpays.com – PLEASE SET UP PAY DEDUCTIONS ACCORDING TO PAYROLL DRAWS.

There are multiple payrolls frequencies but please set them all up based on 26 pay.

No Census provided

People

Workforce is compiled of all Philadelphia first responders. Police, EMT, Fire, Administrative, Correction Officers.

Highlights